Home insurance in Round Rock, TX

Williamson County has taken 163 damaging hail events in 10 years. Your roof coverage matters more here than most places.

Hail and wind in Williamson County

Roof claims are what most homeowners here actually end up filing, and roof coverage is where policies differ most. Some pay to replace a damaged roof; others pay its depreciated value, which on an older roof can be a fraction of what a new one costs. A separate, larger wind and hail deductible is common.

Over the last 10 years, Williamson County recorded 163 hail events of one inch or larger — the size at which hail starts doing damage worth claiming — along with 54 damaging wind events and 12 tornadoes. The largest hail recorded measured 4.00 inches.

02550752016201720182019202020212022202320242025

Hail events of 1 inch or more, by year

Source: NOAA Storm Events Database, Williamson County, through 2025.

More about insuring a home in Round Rock

Flood riskHail, wind and your roofYour home rebuild costWhat a policy coversRV & motorhome

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